00475nam a2200145Ia 4500008004100000020003000041040000900071082001700080100001500097245010500112250001800217260002600235300002100261504004700282210804s9999    xx            000 0 und d  a9780702189173"qpaperback  c3228  a332.024 SWAR  aSWART Nico 0aPersonal financial management :bthe South African guide to personal financial planning/cNico Swart  aThird edition  aCleremontbJutac2012  a484 pagesc25 cm  6Includes bibliography references and index